Privacy ,Disclosure Terms of use Policy

We recognize the importance of protecting privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers' needs.

What Information Do We Collect?
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Choose to Provide

Registration Information
When you register for any of our products, services or newsletters you will provide us information about yourself.

Credit Card Information
If you choose to avail of our services, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:
-Name
-Mailing address
-Email address
-Credit card number

-Name on credit card

-Credit card billing address
-Business and home phone number

Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.


2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, ,  to monitor the use of the service,  our marketing and promotional efforts  and improve our content and service offerings, and customize our site's content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users.
A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Do We Use Information We Collect from Cookies?
As you visit and browse our Web site, the site uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include Google Adsense, Commission Junction, Widget Bucks, Adbrite, Clickbank, Chitika, Linkshare, Amazon, Kontera.

IP Addresses
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at the usual address.

What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site's own rules and policies. Please read over those rules and policies before proceeding.

Your Consent
By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security:

Please note that your information will be stored and processed on our computers in the United States. The laws on holding personal data in the United States may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out
This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.

Surveys & Contests

From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

A Special Note About Children

Children are not eligible to use our services unsupervised and we ask that children (under the age of 14) do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Acquisition or Changes in Ownership

In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications
We may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

Terms of use policy:

The following terms and conditions govern all use of the ny-njelectricderegulation.com website and all content, services and products available at or through the website. The Website is owned and operated by ny-njelectricderegulation.com, Inc. (“ny-njelectricderegulation.com”). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, ny-njelectricderegulation.com's Privacy Policy) and procedures that may be published from time to time on this Site by ny-njelectricderegulation.com (collectively, the “Agreement”). 

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by ny-njelectricderegulation.com, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years old. 

  1. Your ny-njelectricderegulation.com    Account and Site. If you create a blog on the Website, you are responsible for maintaining the security of your account and blog, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. You must not describe or assign keywords to your blog in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and ny-njelectricderegulation.com may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause ny-njelectricderegulation.com liability. You must immediately notify ny-njelectricderegulation.com of any unauthorized uses of your blog, your account or any other breaches of security. ny-njelectricderegulation.com will not be liable for any acts or omissions by You, including any damages of any kind incurred as a result of such acts or omissions.   
  2. Responsibility of Contributors. If you operate a blog, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, you represent and warrant that:   
    • the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;   
    • if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;   
    • you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;   
    • the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;   
    • the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);   
    • the Content is not pornographic, libelous or defamatory does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;   
    • your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;   
    • your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog’s URL or name is not the name of a person other than yourself or company other than your own; and   
    • you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by ny-njelectricderegulation.com or otherwise.   

By submitting Content to ny-njelectricderegulation.com for inclusion on your Website, you grant ny-njelectricderegulation.com a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting your blog. If you delete Content, ny-njelectricderegulation.com will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the Content may not be made immediately unavailable. 

Without limiting any of those representations or warranties, ny-njelectricderegulation.com has the right (though not the obligation) to, in ny-njelectricderegulation.com’s sole discretion (i) refuse or remove any content that, in ny-njelectricderegulation.com’s reasonable opinion, violates any ny-njelectricderegulation.com policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in ny-njelectricderegulation.com’s sole discretion. ny-njelectricderegulation.com will have no obligation to provide a refund of any amounts previously paid. 

  1. Fees and Payment. Optional premium paid services such as extra storage, domain purchases or VIP hosting are available on the Website. By selecting a premium service you agree to pay ny-njelectricderegulation.com the monthly or annual subscription fees indicated for that service (the payment terms for VIP hosting are described below). Payments will be charged on the day you sign up for a premium service and will cover the use of that service for a monthly or annual period as indicated. Premium service fees are not refundable.   
  2. Responsibility of Website Visitors. ny-njelectricderegulation.com has not reviewed, and cannot review, all of the material, including Videos,Ads,Blog content,user content etc posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. By operating the Website, ny-njelectricderegulation.com does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. ny-njelectricderegulation.com disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.   
  3. Content Posted on Other Websites. We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which ny-njelectricderegulation.com. links, and that link to ny-njelectricderegulation.com. ny-njelectricderegulation.com does not have any control over those non-ny-njelectricderegulation.com websites and webpages, and is not responsible for their contents or their use. By linking to a non-ny-njelectricderegulation.com website or webpage, ny-njelectricderegulation.com does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. ny-njelectricderegulation.com disclaims any responsibility for any harm resulting from your use of non-ny-njelectricderegulation.com websites and webpages.   
  4. Copyright Infringement and DMCA Policy. As ny-njelectricderegulation.com asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by ny-njelectricderegulation.com. violates your copyright, you are encouraged to notify ny-njelectricderegulation.com in accordance with ny-njelectricderegulation.com’s Digital Millennium Copyright Act (“DMCA”) Policy. ny-njelectricderegulation.com will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. In the case of a visitor who may infringe or repeatedly infringes the copyrights or other intellectual property rights of ny-njelectricderegulation.com or others, ny-njelectricderegulation.com may, in its discretion, terminate or deny access to and use of the Website. In the case of such termination, ny-njelectricderegulation.com will have no obligation to provide a refund of any amounts previously paid to ny-njelectricderegulation.com.   
  5. Intellectual Property. This Agreement does not transfer from ny-njelectricderegulation.com to you any ny-njelectricderegulation.com or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with ny-njelectricderegulation.com, the ny-njelectricderegulation.com. logo, and all other trademarks, service marks, graphics and logos used in connection with ny-njelectricderegulation.com, or the Website are trademarks or registered trademarks of ny-njelectricderegulation.com or ny-njelectricderegulation.com’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any ny-njelectricderegulation.com or third-party trademarks.   
  6. Changes. ny-njelectricderegulation.com reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. ny-njelectricderegulation.com may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.   
  7. Termination. ny-njelectricderegulation.com may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your ny-njelectricderegulation.com account (if you have one), you may simply discontinue using the Website. Notwithstanding the foregoing, if you have a Ad Services account, such account can only be terminated by ny-njelectricderegulation.com if you materially breach this Agreement and fail to cure such breach within thirty (30) days from ny-njelectricderegulation.com’s notice to you thereof; provided that, ny-njelectricderegulation.com can terminate the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.   
  8. Disclaimer of Warranties. The Website is provided “as is”. ny-njelectricderegulation.com and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither ny-njelectricderegulation.com nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.   
  9. Limitation of Liability. In no event will ny-njelectricderegulation.com, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement or substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to ny-njelectricderegulation.com under this agreement during the twelve (12) month period prior to the cause of action. ny-njelectricderegulation.com shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.   
  10. General Representation and Warranty. You represent and warrant that (i) your use of the Website will be in strict accordance with the ny-njelectricderegulation.com Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.   
  11. Indemnification. You agree to indemnify and hold completely harmless ny-njelectricderegulation.com, the owner, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.   
  12. Miscellaneous. This Agreement constitutes the entire agreement between ny-njelectricderegulation.com and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of ny-njelectricderegulation.com, or by the posting by ny-njelectricderegulation.com of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the state of New Jersey, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Essex County, NJ. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in New York or New Jersey , in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; ny-njelectricderegulation.com may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.   

 

15.  Disclosure Notice as per FTC guidelines

 

This Website, affiliated Blog and any directly linked websites are all owned, edited and monitored by the staff at website2market, LLC. For questions about this website, please email us at steve@ny-njelectricderegulation.com

This website accepts forms of paid advertising, sponsorship, paid insertions, Google ad sense, and similar Clickbank style advertising and products as well as other forms of affiliate marketing compensation. My affiliate advertisers are generally any clickable banners or links.

This website abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this Website. That content, advertising space or post will be clearly identified as paid or sponsored content. The owner(s) of this website is not compensated to provide opinions or reviews on products, services, websites and various other topics. The views and opinions expressed on this website are purely the website owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This website does not contain any content which might present a conflict of interest.

If you click on a product ad or text link and buy something, I may receive a small commission.  Unless I’ve reviewed the product and mentioned that they provided the product to me, none of these companies pay me in any other way.

I also participate in Amazon.com’s affiliate program.  If you click on an Amazon link or photo at my site, I get a (small) commission, as long as you purchase exactly what I recommend within 24 hours.  They’re strict at Amazon!

Associate Code:19129

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